Why Choose a Just Finance Card?
Up to 3% Cash Back
Earn on everyday purchases at gas stations, grocery stores, and more.
Predictable Payments
Pay down your balance in fixed monthly installments.
No Annual Fee
Keep more of your cash back with no annual fee on select cards.
Instant Decisions
Get an instant decision when you apply online.
Card Benefits
The Just Finance Card gives you all the convenience of a credit card with the discipline of a fixed repayment plan.
- Earn up to 3% unlimited cash back
- No annual fee on select card products
- Fixed monthly payments — no revolving balance surprises
- Use anywhere Visa is accepted
- Free credit monitoring included
- Virtual card available instantly upon approval
Cash Back Example
Monthly Spend
$2,000
Cash Back Rate
3%
Monthly Cash Back
$60
Annual Cash Back
$720
Example based on qualifying purchases. Cash back rates and categories may vary by card product. See terms for details.